AI-Native Insurance Intelligence.
Built on more than a decade of proprietary insurance data and engineered AI-native from the data layer up, Carpe layers intelligence into every part of the insurance lifecycle, from quote to claim closure.
What Can We Transform for You?
Underwriting
Sub-second commercial intelligence at quote, with the data depth carriers need to bind confidently.
Explore →Pricing
Operational signals that sharpen segmentation and refine rate at the moment of decision.
Explore →Claims Management
A single pane of monitoring across the entire claims lifecycle, from FNOL through resolution.
Explore →Fraud Assessment
The only provider that monitors for fraud evidence across the full life of a claim, not just at intake.
Explore →Trusted by carriers worldwide
Placeholder logos. Final logo SVGs to be supplied by Eddy.
The Carpe AI Story
Built AI-Native from the Data Layer Up.
AI does not replace insurance expertise, it empowers the underwriters, adjusters, and SIU professionals who make the calls, and three pillars define how Carpe Data uses AI in service of carriers.
AI Engineering
Vertically aligned product and AI-engineering teams that turn carrier feedback into shipped functionality in days, not quarters, with the same data-science rigor behind 40+ carrier deployments.
AI in Core Data Products
Precision and recall keep climbing. AI refinement lifted our commercial match rates by 15% almost overnight, and claims identity resolution now runs in a fraction of the time it took a year ago.
AI-Enabled Functionality
Machine learning has powered Carpe for years. The leap forward comes from agentic systems built on modern LLMs, which let us deliver capabilities that simply did not exist two years ago.
By the numbers
Ten Years of Insurance Intelligence, and the Proof Is in the Numbers.
Claims processed
Claims with fraud evidence surfaced
Reclaimed for carriers since 2016
Carrier deployments
Testimonials
What Carriers Say About Carpe.
“Allstate is always searching for better ways to leverage the power of data to improve our claim process… Carpe Data helps support Allstate’s ongoing efforts to seamlessly integrate data to help our people make the best, most accurate and timely decisions.”
Glenn Shapiro
President, Personal Property-Liability
Allstate
“By integrating new data elements from Carpe Data into our insurance programs for small businesses, we can better understand the challenges faced by business owners and identify options to address their commercial insurance needs.”
Sharon Fernandez
President of Business Insurance
Farmers Insurance
“Carpe Data is the latest addition to Zurich’s ongoing innovation programs focused on transforming the future of insurance…[Carpe Data] supports Zurich’s ongoing efforts to improve the claimant experience by expediting low-risk claims, and by providing new insights to help our people make informed, accurate, and timely decisions.”
Scott Clayton
Head of Claims Fraud, UK
Zurich Insurance Company Ltd
“Carpe Data has been a great partner in helping us strengthen the claims handling process…Online Injury Alerts helps [us] continue to meet our goals of increased efficiency, reduced potential fraud and improved customer experiences.”
Douglas L. Kratzer
Vice President, Claims
The Hanover Insurance Group
Ready to See What Carpe Data Can Do for Your Book?
We will walk you through the solutions that match your line of business, with proof points from carriers running Carpe in production today.