Carpe Data

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Intelligence Dashboard
Claim Cockpit
Deepfake Detection

Trusted by carriers worldwide

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The Hartford logo
The Hanover logo
Zurich logo
Travelers logo
Auto-Owners logo
EverPeak logo
Coterie logo
Builders Mutual logo
Farmers Insurance logo
The Hartford logo
The Hanover logo
Zurich logo
Travelers logo
Auto-Owners logo
EverPeak logo
Coterie logo
Builders Mutual logo
Farmers Insurance logo
The Hartford logo
The Hanover logo
Zurich logo
Travelers logo
Auto-Owners logo
EverPeak logo
Coterie logo
Builders Mutual logo

Built from the Data Layer Up

The “AI-native” label is doing a lot of work in insurance right now. Most of what it covers is a thin model on top of someone else’s data. Carpe is the other thing: a decade of proprietary data, models trained on labeled carrier outcomes, and reasoning engines purpose-built for insurance, all shipped as one stack by one team. That is what AI-native actually looks like.

We Own the Data Layer

Ten years of in-domain learning over a labeled claims corpus competitors cannot reproduce.

Reasoning Grounded in Evidence

Every verdict ships with a confidence score and source evidence, claims-grade and court-ready.

Vertically Integrated, End to End

Proprietary data, trained models, reasoning engines, and workflows, all from one accountable team.

Cover of the 2025 Online Fraud Insights Report

2025 Online Fraud Insights Report

A year of fraud signal pulled from millions of claims, distilled into the patterns carriers should plan around. Read the trends Carpe is seeing across the book.

Read the Report

Testimonials

What Carriers Say About Carpe

“By integrating new data elements from Carpe Data into our insurance programs for small businesses, we can better understand the challenges faced by business owners and identify options to address their commercial insurance needs.”
Sharon Fernandez headshot

Sharon Fernandez · Farmers Insurance

President of Business Insurance

“Carpe Data is the latest addition to Zurich’s ongoing innovation programs focused on transforming the future of insurance…[Carpe Data] supports Zurich’s ongoing efforts to improve the claimant experience by expediting low-risk claims, and by providing new insights to help our people make informed, accurate, and timely decisions.”
Scott Clayton headshot

Scott Clayton · Zurich Insurance Company Ltd

Head of Claims Fraud, UK

“Carpe Data has been a great partner in helping us strengthen the claims handling process…Online Injury Alerts helps [us] continue to meet our goals of increased efficiency, reduced potential fraud and improved customer experiences.”
Douglas L. Kratzer headshot

Douglas L. Kratzer · The Hanover Insurance Group

Vice President, Claims

By the numbers

Ten Years of Insurance Intelligence, and the Proof Is in the Numbers

10M+

Claims processed

500K+

Claims with fraud evidence surfaced

$500M+

Reclaimed for carriers since 2016

40+

Carrier deployments

Ready to See What Carpe Data Can Do for Your Book?

We will walk you through the solutions that match your line of business, with proof points from carriers running Carpe in production today.