Trusted by carriers worldwide



























Built from the Data Layer Up
The “AI-native” label is doing a lot of work in insurance right now. Most of what it covers is a thin model on top of someone else’s data. Carpe is the other thing: a decade of proprietary data, models trained on labeled carrier outcomes, and reasoning engines purpose-built for insurance, all shipped as one stack by one team. That is what AI-native actually looks like.
We Own the Data Layer
Ten years of in-domain learning over a labeled claims corpus competitors cannot reproduce.
Reasoning Grounded in Evidence
Every verdict ships with a confidence score and source evidence, claims-grade and court-ready.
Vertically Integrated, End to End
Proprietary data, trained models, reasoning engines, and workflows, all from one accountable team.

2025 Online Fraud Insights Report
A year of fraud signal pulled from millions of claims, distilled into the patterns carriers should plan around. Read the trends Carpe is seeing across the book.
Read the ReportTestimonials
What Carriers Say About Carpe
“By integrating new data elements from Carpe Data into our insurance programs for small businesses, we can better understand the challenges faced by business owners and identify options to address their commercial insurance needs.”

Sharon Fernandez · Farmers Insurance
President of Business Insurance
“Carpe Data is the latest addition to Zurich’s ongoing innovation programs focused on transforming the future of insurance…[Carpe Data] supports Zurich’s ongoing efforts to improve the claimant experience by expediting low-risk claims, and by providing new insights to help our people make informed, accurate, and timely decisions.”

Scott Clayton · Zurich Insurance Company Ltd
Head of Claims Fraud, UK
“Carpe Data has been a great partner in helping us strengthen the claims handling process…Online Injury Alerts helps [us] continue to meet our goals of increased efficiency, reduced potential fraud and improved customer experiences.”

Douglas L. Kratzer · The Hanover Insurance Group
Vice President, Claims
By the numbers
Ten Years of Insurance Intelligence, and the Proof Is in the Numbers
Claims processed
Claims with fraud evidence surfaced
Reclaimed for carriers since 2016
Carrier deployments
Ready to See What Carpe Data Can Do for Your Book?
We will walk you through the solutions that match your line of business, with proof points from carriers running Carpe in production today.



